Wednesday, 31 December 2014

Institutional Investors

Here is one of my write ups on a study i did on  institutional investing looking at the case of Hermes Fund Management with respect to Total Oil. in carrying out this study research was done on various references and the outcome of the study can be read below:


A REPORT ON INSTITUTIONAL INVESTORS AND THE HERMES FUND MANAGEMENT IN REGARD  TO TOTAL AND PREMIER OIL.






INTRODUCTION AND EXECUTIVE SUMMARY

Institutional  investors   may be defined  as functional  financial   investors  such as pension funds,  insurance  companies   and mutual  funds,  preceding  a specific  objective  in  terms of acceptable  risk,  return maximization  and maturity of claims (Davis  and Steil,   2001 ). Institutional   investors  have been seen by commentators   as potential   monitors  of management  due to the engagement  of corporate  governance  activities,   in other words they play  a very vital  and effective  role in contemporary  corporate  governance.
A study carried out by the California Public Employees' Retirement  System (CALPERS)
finds a positive  stock price  reaction  when a firm takes on changes.

This  report discusses   the role  of an institutional   investor  in influencing   the strategy of a company  in which  it  invests,  using the Hermes/Total's  activities  in Burma/Myanmar relationship   as a case study.   It  is presumed  that institutional   investors  operate  an efficient  market capital  which  improves  market efficiency  (Davis and Steil, 2001 ).

Institutional Investors are a permanent  feature  of the  financial  landscape,   and their  growth would continue  at a similar  and perhaps  faster pace.  The factors that underpin   their development  are far from transitory  and in many cases have only just  started having  an impact.  Therefore  the behavioral    characteristics   of investors  would  be an increasing determinant  of domestic  and international    financial   market conditions.   The implication of financial   market stability  warrants  serious  consideration   (Bank for International Settlement Annual Report,1998).

They are a major  force in many capital   markets  due to the  large investments  made by the fund management  industry  directly  under their clients name.   Most institutional investors  are not remembered  on the basis  of the performance  of portfolio  companies, but on the basis of the volume  of assets under management.  Fund performance  is reviewed  by the  institutional   investors   because  it favors the increased  size of assets. Most companies  want institutional  investors   influence   in areas of information    supply, especially   in particular   business  development,   transparency  in accounting  and risk management  (Strum, 2009).

In order to fulfill  corporate  governance  issues whilst also  maximizing    return on investment  in Burma/Myanmar,    a recommendation   against disinvestment   has been made using  suitability,    acceptability   and feasibility   framework.   For goal  congruence,    it is important  for Hermes and Total oil  to work together towards  improving   corporate governance  issues  in  a bid  to remain in  the area.

CORPORATE   GOVERNANCE

Over the last four  decades,  a competing  prototype  of shareholders   democracy  has developed.   These days shareholders    ask increasingly   for an input  on decisions  that would  have remained   in the purview of the board's  management's  business  judgment (Watkins,   2012).   The improvement   of corporate  governance  is a popular trend throughout  the world by different  countries.   To help investors  evaluate  a firm's corporate  governance,   a number of independent    rating services  have established criteria   for good governance.   Corporations are primarily governed  by the board of directors  supervising/managing    top management  in  sync with the shareholders.

 The term corporate  governance  refers  to the relationship  among these three groups in determining  the direction  and performance  of the corporation.   Different corporations   have been anxious  that various  requirements   to enhance  corporate governance  will hold  back top company management.  Institutional   investors  are now more active  on boards in putting more pressure  on the  management  for the improvement  of corporate  performance  (Wheelen  and Hunger, 1999).

Corporate governance  has succeeded  a great number of interests   due to its  importance  for the economic  health  of corporations  and society in general. Criticism  of corporate government  is back with a vengeance  in the post-Enron  era.  Governance  reform has been a hot topic since the 1980's,   firms in America faced increased  globalization    and change,   boards were said  to be manipulated    by their  chief executives (www.studymode.com).Companies       are becoming  more involved with corporate  governance and following   more guidelines.    Corporate  governance  ensures  investors  get an appropriate   return of their  money.


CORPORATE   SOCIAL  RESPONSIBILITY

Corporations  are primarily  business  organizations  run for the benefit of shareholders having  a wide range set of responsibilities   to owned employees,   customers,   suppliers and the  communities   in which they are located  in and to the  society at large. Corporations    do not always succeed  in  achieving  the responsibilities  they support. Corporate  Social  Responsibility    (CSR)  concept  originated  in the  1950's  when the American  corporations  rapidly  increased  in  size and power.  The European commission puts two definitions   of CSR as one,  saying  "companies   deciding voluntarily  to contribute to a better society and a cleaner  environment  where  by companies   incorporate   social and environmental    concerns  in their business  operations  and their  interaction with  their stakeholders  on a voluntary  basis"  (www.mallenbaker.net). There are many approaches  by which  companies  can implement    CSR.

Implementing   community  development   projects 

Provide education  facilities
Building infrastructure  in the local  area
Make eco-friendly   products
Provide health care facilities  to the  region
Support environment   savior movements
Empower use of environment  friendly  products  in  to company

Since most of the international    standards  concerned  with  corporate  service
responsibility    issues  are implemented  on a voluntary  basis,  CSR can also be a form of self-regulating    and implementing   sustainable  and responsible  business  (Nordmann, 2012).

Former  Unilever   CEO,   Nail  Fitzgerald   expressed  his support  saying  "corporate  social responsibility   is  a hard-edged  business   decision,   not because people  are forcing  us to do it,  but because  it  is good for our business  (Riley,2012).

INFLUENCE OF INSTITUTIONAL INVESTORS

The power of the institutional  investor  cannot be challenged  due to the size of their share holdings.   Hirschmen  (1970) analyzed   the exercise  of institutional   power within an
'exit  and voice'  framework,   arguing that dissatisfaction   may be expressed  directly   to management  (voice   option) or by selling the shareholding    (exit  option).

The Cadbury  committee  (1992) saw institutional   investors  as having a definite accountability  of ensuring  recommendations being adopted  by companies, declaring that 'we look to the  institutions  in particular in order for their  influence  to be used as owners  make secure the companies  they  have invested   in  accede with  the code. The Greenbury  report  (1995) also  held  such a view  which  they said  the institutional investors should   use their  power to influence  the use of best practice as set out in the UK governance  code.The Hampel   report (1998)   also stated  how clear the role  of shareholders    in corporate  governance  concerns  the institutions. The large  and influential   institutional    investor  in the  UK,  Hermes in 2002 issued its principles, stating that companies should   seek an honest,  open and ongoing converse  with  shareholders (Mallin, 2007)  and (Useem, 1996),stated the rise of investor  capitalism in the USA  and described  how the  concentration of shares and power in  to a relatively small number of hands, has enabled  institutional investors  to challenge  management  directly on issues of concern.

Institutional investor  are seen as having a particular role  to play  in the corporate governance  of their investee  companies  and so they  are increasingly encouraged  to be more active in approaches  and should also  try to certify the 'hidden   value'  is released where  possible  (Millin,2006).    Institutional shareholders   normally monitor their  holdings by using  a screening  system based on financial  performance  such as benchmarks, problem areas and concerns  and determining   causes and effects of the problems. Though they normally do not micromanage  their  investments,  they ensure that the investee   company  is well managed  and has a very clear strategy.

Intervention   does not regularly  happen except in very rare circumstances  like  the  concerns  about strategy, operational  performance, mergers and acquisitions, inadequate succession, planning and non-compliance  with corporate  governance reform.  The institutional  investors  may by having additional  meetings with  management  express concerns  through the company's  advisors,  meet with the independent  directors,   lead directors  or the chairperson  of the board.

Others are collaborating   with other institutions  on intervening activities,   making   a public statement  in advance  of annual shareholders   meetings, requesting  an additional   meeting in order to change the company's  board,   meeting  with board committees   like the audit,   compensation, nominating/governance (Rezaee, 2008).  The institutional investors that directly  manage investments   have greater ability to act upon their  concern  regarding  human resource  management than benefit funds that outsource  the management  of investors  (Mitchell   et al,  2011 ).  In  most cases, the institutional   investor  earns its revenue as a flat percentage  of its assets under management  and it creates an incentive   favoring  rapid fund growth (OECD,   2011 ).

SCOPE OF  HERMES    FUND   MANAGEMENT

The focus funds  Hermes is involved   in,  looks  for companies   whose  performance  raises concerns  like  a falling  share price  and questionable strategic  actions.  The concerns might  come from a Hermes analyst  or from the brokerage  community. Hermes usually does not get involved   with  the worst companies  because they do not want to lose their clients  money.   Hermes tends to invest in strong companies  with boards that are open minded  enough to accept change. The companies  Hermes  picks are often very strong, but have particular  issues  that Hermes feel they can resolve (Coombes,   2004).

Hermes is the principal   manager for BT pension scheme and it manages  investment  on behalf of other pension   plans. It is  also one of the few pension funds not owned  by a bank or any large financial   institution,    Hermes believes   it offers a service  which   does not bring conflicts  like  other large financial   institutions   experience.   The only fund manager to have documented  what it requires from companies  is Hermes,  in a document  known as 'The  Hermes principles'   and this document  can be downloaded from www.hermes.co.uk/pdf/corporategovernance/HermesPrinciples.pdf.

Hermes approach  follows an observation   of business  managers  who do not influence performances  of companies. It looks  for professionals   who are active,  ensuring  the board has the  right enterprise, independence  and expertise in order to increase company's  value.

The negative side  of this  belief is that  shareholders  can create chaos,  especially   given that most companies   have thousands  of shareholders.     Even at this,  Hermes has remained  successful  in  its involvement   in  using votes to approve  board of directors   and also its  intervention   to companies failing to solve essential   problems.   In  Hermes experience,   strategic  and capital   structure failures   rarely  occurred  at companies  where the board is functioning  well,  and the presence  of solid bodies.  Truly independent   non executive  directors   focus on Hermes  involvement   with its investee  companies  on board structure.

Hermes'  intervention  in  the case of Premier   Oil was how appropriate   it was for a non• executive director   to represent the  interests of particular shareholders  (Johnson,   2005). Premier oil's  major problem  was that  it was dominated  by two major shareholders Amerada  Hess,  a US company  and PETRONAS  a Malaysian   national  oil company each of which held  25 percent  of the shares.   Premier   oil  also  had a management problem;   it was not large enough to compete  in production and downstream  work with upcoming  super major oil companies.   However,   there  were positive works too,  like building  schools,   funding  teachers  and providing  AIDS  education.

Premier's  under performance  was due to their lack  of a clear strategy which was very different from Total. Some social   groups  have raised  ethical concern  about the operation  of Premier oil  in Burma and therefore  approached  Hermes as an institutional investor in the company  to dissuade   them from further  investment.

Hermes took some actions regarding   Premier   oil by holding   regular discussions   with interested  investors,   the Burma Campaign   UK,  UK governments  and other parastatals. There was a direct   flow of communication    between the chairman   who was open to improve  the board system  by first adding new independent  NED's and discussing strategic   and ethical  concerns  of premier   oil.

The Hermes engagement  led  to a restructuring process and a tradeoff to 'swap assets for shares' which freed up cash and led to the cancellation   of the 25% shareholdings   all of which was backed  by shareholders   due to how valuable   the approach  was.

Hermes'  intervention led  to the doubling of Premier  oil  share price and their withdrawal from  Burma,  it also  resulted  in  an excess return to Hermes' clients.  In  David's  view,
'Premier   oil became  established  as a strong  independent    E&P company  with  a real
opportunity  to continue to add value   for its  shareholders.'  (Pitt-Watson   and Johnson;
2010).

SHOULD  HERMES  SEEK TO INFLUENCE  TOTAL  WITH  REGARD  TO THEIR ACTIVITIES   IN  BURMA/MYANMAR?

There are strong social and commercial  disincentives   for new investments  in weak states with a history  of political  violence  (Bannon  and Collier,   2003) as in the case of Burma/Myanmar.

Total  had a bad reputation  for corporate  responsibility   due to its previous environmental  records.  Hermes had to visit  Total's  operation  in Burma/Myanmar  as an invitation from shareholders.  Hermes did not want to go to Burma because of the controversy  and its history  of military  dictatorship.   Once conflict  breaks out it tends to make matters worse  through its effect on the structure  of the economy.

Total  had two strategies:    Operating  in troubled  regions and access to exploiting  oil and gas reserves  in mostly Organization  for Economic  Co-operation  and Development (OECD)   countries. OECD countries   help natural resource  dependent,  low-income countries  to diversify  by removing tariff and non tariff  barriers on value added goods (Bannon and Collier,  2003)  .Total  was still in Burma in regards to the poor government due to the financial   risk  in  case there was a change of regime or sanction compelled  by the UN or the  EU.

However,  its mode of business  had a good financial  performance  and underlying government power.  The project benefits   the population  as it is a significant   source of funding for the junta  in power.  To shareholders  the sole reason for starting  or investing in  a company  is to make profit. If this was what Total was doing,  then it was indeed a good business  strategy.   Founder and senior advisor  of Hermes,  David Pitt-Watson reflected  on the engagement  Hermes had with Premier Oil which he had help develop over ten years and on the positive  response  of the share price  that had been a vindication   of Hermes  approach  to fund management.

What are the possible solutions  regarding   Total?  What are Hermes'  rights and duties? Total  was convinced  that Hermes would  be impressed  due to their  dealings with corporate  social  responsibility  issues.  The issues  addressed  with premier oil were significant  governance,   strategic  and financial  issues  as well as social  responsibility and corporate  governance;   this was not the case with Total.  Total  Oil is different  from Premier Oil  in the sense that Total  was involved in a self-aggrandizing    project which formed part of an excellent   goal.

While Hermes was pressing  for some governance  improvement,   Total  alleviation  work and transparency  was not fully satisfying  despite  its operations  being  legal in its aim to contribute  to social  development   in  Burma/Myanmar.


RECOMMENDATION   AND CONCLUSION

Institutional   investors  are becoming  more important  in global  finance  contributing  to deeper and better functioning  markets.  With the growing importance  of institutional investors, regulatory   and accounting  policy changes that affect pension funds  and insurance companies can have vital implications  implemented  or completed  across the world (CGFS  papers,  2007).  The main goal for return oriented investors is to increase the value of a portfolio over the long term (Staub-Bisang,2012).   The superior  role of long-term   institutional   investors  suggest that institutional   investors  with a long-term investment   horizon  play a more valuable  governance  role  in mitigating   agency problems than  investors  with a short-term  horizon  (Attig et al,2011  ).

In  making  a recommendation   to the board,   it is  important  to consider  how:  suitable, acceptable and feasible  it is to dis-invest  from Burma/Myanmar.

Suitability:

This deals  with the overall aim and strategy of the business which  is  to increase  return on investment.  Therefore,  a balance  between  corporate  social  responsibility,   corporate governance  and return on investment   has to be reached. A decision to dis-invest  could  mean shareholders  lose out which defeats the  purpose for which  Hermes and Total  oil exists that is;  to maximize  return on investment. As a result,  it is not suitable   to dis-invest  as it does not strike the correct balance.

Acceptability:

If shareholders    lose  out they are likely   to disagree  with the decision.   Also,  CSR will  not be fulfilled  because the contribution  to social  development   in Burma/Myanmar  will be withdrawn leaving  the community  at a loss.
Moreover,  in considering   corporate  governance  issues it is important  to consider cultural differences  which  may lead to a different  approach  in Burma/Myanmar.    As a result,  Total  oil has dealt  with it by using best practice.
Based on this,  disinvestment   is unacceptable  to stakeholders  at large.

Feasibility:

Feasibility  is concerned  with the financial  viability  of the possible  decision to dis-invest based on a cost benefit analysis.   As pointed  out,  it will be very costly and time consuming  for shareholders to put pressure  on the company  especially  if it is making profit. It has also made a competitive advantage  of operating  in regions  seen to be troubled.
Therefore,  it is not feasible to dis-invest  due to possible negative financial impact.

Moreover,  in making  comparisons  with premier oil,  total  oil is  larger  and the strategy that was employed  by Hermes on premier  oil  is 8 years old which may not be implementable  in the present environment  as well as having  a smaller  shareholding presently.

Based on the issues pointed  out above;  a recommendation  will be to stay with Hermes and Total  coming together to improve corporate governance  issues. The shareholders invited  Hermes to visit total operations  in Burma/Myanmar  which  indicates  an improvement  on is needed.

A positive  reaction  is reported in a study,  when corporations  settle on governance proposals  made by the united shareholders  association,  the  author estimated  in both studies that the gains  to shareholders   exceeded  the costs (www.calpers.ca.gov).

It is important to use key stakeholders  to influence  the need for improvement  and more transparency  so as to keep them all satisfied and more socially  responsible  as a company.  This decision  could  effectively  lead  to a positive  share price reaction.


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